I spent last weekend going over my finances from the previous year in preparation of tax season, and I found three numbers that shook me to the core. Here they are:
26.10
2500.00
7x
The first number is the amount of interest I earned on my savings account in the past year. The second number is the amount of credit card interest I paid over the course of the year. The third number indicates my savings to debt ratio. That's right, folks. For every $1000 I owe to my credit card, I have $7,000 in the bank, yet I paid 100 times more in interest than I earned from having money in savings. Does anyone else find this completely outrageous?
Now before you pass judgement wondering what kind of feeble-minded individual carries a balance when they have a savings account that exceeds the card balance, let me explain. I travel a lot for work. I incur the charges on my card, then get reimbursed. This means at any given time I have a balance, but it is paid off fully as soon as a reimbursement comes in (every two weeks if I do my expense reports regularly). The problem is overlapping trips, and, I just learned thanks to those jaw-dropping numbers, my interest rate had erroneously been set outrageously high! So shame on me for not catching it, and double shame for not finding a way to stop the oozing money. I think I am a little ill...
Saturday, February 5, 2011
Tuesday, February 1, 2011
TGIF
That stands for Thank Goodness It's February!
I don't know about you, but for me January is the longest month, followed closely by March. In New England, where winters truly are "wicked" and we are currently buried in snow that I am guessing won't melt until sometime this July, I need to mark time to help see me through. And trips to warm places don't hurt.
So hurrah February! Here are my upcoming Feb. highlights:
--2 business trips to CA. This is a double hurrah as it means warm weather plus lots of airplane knitting time.
--1 business trip to the midwest, where I will get to visit my best friend for a weekend since I will only be an hour away from her.
--1 business trip to NYC, right smack in the middle of Times Square.
I guess I should also summarize my January:
3.5 1-gse consumed (that is my shorthand, for 100-gram skein equivalents, the units in which I measure my stash :)
Completed 1 baby sweater, size 18mos (2 skeins)
Completed my Dumbledore socks (1 skein)
Halfway finished with my Carla cashmere scarf, (1 50-g skein completed, 1 to go)
I also completed four weeks of yeast-free eating, which is no small feat. Let's hope I can keep up the healthy eating through all the February travel.
I don't know about you, but for me January is the longest month, followed closely by March. In New England, where winters truly are "wicked" and we are currently buried in snow that I am guessing won't melt until sometime this July, I need to mark time to help see me through. And trips to warm places don't hurt.
So hurrah February! Here are my upcoming Feb. highlights:
--2 business trips to CA. This is a double hurrah as it means warm weather plus lots of airplane knitting time.
--1 business trip to the midwest, where I will get to visit my best friend for a weekend since I will only be an hour away from her.
--1 business trip to NYC, right smack in the middle of Times Square.
I guess I should also summarize my January:
3.5 1-gse consumed (that is my shorthand, for 100-gram skein equivalents, the units in which I measure my stash :)
Completed 1 baby sweater, size 18mos (2 skeins)
Completed my Dumbledore socks (1 skein)
Halfway finished with my Carla cashmere scarf, (1 50-g skein completed, 1 to go)
I also completed four weeks of yeast-free eating, which is no small feat. Let's hope I can keep up the healthy eating through all the February travel.
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